401k.loans: 401(k) loan and withdrawal calculators

Overview

401k.loans is a Model Context Protocol server that brings 401(k) loan and withdrawal calculators into your AI assistant. It helps you analyze the true cost of 401(k) loans, compare loans against withdrawals, personal loans, and HELOCs, and understand early withdrawal tax implications.

The server runs remotely at https://401k.loans/mcp with no authentication required and nothing to install locally. You simply point your MCP client to the endpoint and start using the calculators. The latest release is v1.2026.1101.1. Visit https://401k.loans/developers/ for more information.

401k.loans appears in the Development category on mcp.site and works with Claude Desktop, Claude Code, Cursor, VS Code, Windsurf, Zed, and other MCP clients. If you maintain this server, claim this listing to verify ownership and keep information up to date.

Installation

Settings → Connectors → Add custom connector
Name: 401k.loans: 401(k) loan and withdrawal calculators
URL:  https://401k.loans/mcp